YouApp - Banco BPM 7.3.4

YouApp simplifies your life by allowing you to view your Banco BPM current account and accounts with other banks in one application. Thanks to our customers' feedback, YouApp is your increasingly intuitive mobile banking app with an innovative design!

ONE APP FOR ALL YOUR ACCOUNTS

With YouConnect, you can link your current accounts and payment cards from other banks to Banco BPM's mobile banking for an aggregated view of balances and transactions.

AUTHENTICATION WITH APP TOKEN

YouApp is the free Security Device that replaces the Physical Token. With the App Token, you authorize access and Internet Banking operations, including generating OTP codes. Also, by recognizing your fingerprint and face, you authorize banking transactions with a single gesture.

HELPING YOU KEEP EXPENSES UNDER CONTROL!

• Monitor your family budget's performance in the Expenses section. Discover features that help you save, such as:
• Manage daily expenses and confirm recurring expenses and income based on your habits, with forecasts for the current month and beyond.
• View categorized bank transactions by expense classes for faster and more relevant analysis.
• Limit your expenses, plan your savings effectively by setting a cap for each expense category.
• Monitor and predict monthly trends. In the Financial Summary, compare the current month's performance with the previous 2 months.
• Save and plan your goals. Choose a monthly saving amount; we'll show you how close you are to your goal and how much you can still spend without exceeding it.
• Discover your favorite brands through brand grouping.

DIGITAL SIGNATURE OF CONTRACTS WITH YOUAPP

Access products and services easily, conveniently, and flexibly. With YouApp, you can consult with an advisor remotely. Additionally, there's a new section where you can view and digitally sign contracts.

DISCOVER ALL THE SERVICES YOUAPP OFFERS

• From the Home screen, get an overview of your account balance, investments, and finances. Additionally, use the Payments button to:
• Make domestic or international ordinary or Express transfers, including deductions.
• Recharge mobile phones and prepaid cards.
• Add simplified tax payments F24 and if you have a PDF form, upload it; all data will be automatically captured.
• Pay arrow bulletins, postal bills, MAV, RAV, CBILL-PagoPA directly from the app.
• Pay your vehicle tax via the app.
• No need for manual data entry; leverage your smartphone camera to capture payment codes or IBANs or use voice input for the payment reason.
• Manage and configure your cards wherever you are by checking credit, debit, or prepaid card payments. Furthermore, add your debit and prepaid cards to Apple Pay digital wallet to make payments directly from your smartphone.
• Invest and seize market opportunities by purchasing securities with online trading anytime. Moreover, in the Funds & SICAV area, find the right solution for you among over 4,000 funds from top Asset Management Companies.
• Locate nearby Banco BPM branches. Schedule appointments at branches either in-person or remotely with a few clicks.
• Set up alerts and push notifications to keep track of your account expenses and online investment performance.

PRODUCT SHOWCASE

Discover the right Card for you, calculate Mortgage installments, and choose the ideal car - all directly from the App!

360° ASSISTANCE

Need help? Speak to the Voice Assistant or ask the virtual assistant who guides you to the feature you're looking for. You can also call Customer Service directly without entering access codes!

ACCESSIBILITY INFORMATION: gruppo.bancobpm.it/accessibilita/